Insurance, Exposure and Vulnerability Projects
Loss prevention technologies and property insurance
Both Danish and building owners worldwide spend billions of Danish kroner annually on mitigating the risk of building damage. Therefore, it is reasonable to consider investments that directly limit risk of financial loss from building damage. At the same time, investments can have indirect impacts through insurance pricing and contracts. Whether such investment can - and do - return a positive net benefit when the interactions between insurers and policyholders are considered is the overarching question of the PhD thesis.